URGENT UPDATE: Samsung Electronics has just announced a groundbreaking service, Smart Home Savings, in collaboration with Hartford Steam Boiler (HSB), aimed at reducing home insurance premiums for U.S. consumers. Launched during the Consumer Electronics Show in Las Vegas on January 6, 2026, this innovative program recognizes the protective capabilities of Samsung appliances connected to the SmartThings app and promises significant savings.
This initiative allows homeowners to connect their smart appliances with participating insurance carriers, potentially lowering their premiums based on the enhanced safety profiles these devices offer. For instance, appliances capable of detecting early risk indicators like water leaks can significantly influence insurance assessments, providing households with valuable discounts. By simply enrolling in Smart Home Savings through the SmartThings app, families can inform insurers of their smart appliances’ protective features at no extra cost.
The implications of this development are profound. Not only does it offer a pathway to lower costs for families, but it also reshapes the landscape of home insurance, making it more technology-driven and consumer-friendly. In fact, early pilot results from a 2025 collaboration in Florida revealed promising outcomes, with many participants reporting meaningful insurance premium reductions.
SMART HOME SAVINGS EXPANDS NATIONALLY
Samsung and HSB are now expanding the Smart Home Savings program to additional U.S. states and plan to roll it out across Europe and other global markets throughout this year. The program aligns with the Home Connectivity Alliance (HCA) Insurance Interface Specification, aiming to foster a competitive insurance market by involving multiple insurers and a growing ecosystem of smart home brands.
“This initiative emphasizes our commitment to delivering practical benefits through connected home innovations,” said Hyesoon Yang, Executive Vice President and Head of New Biz Team for Samsung’s Digital Appliances Business. “Smart Home Savings empowers households to realize the advantages of personalized smart insurance, and we are dedicated to collaborating with partners to enhance safer, smarter living worldwide.”
HSB CEO Greg M. Barats added, “Our proprietary platform connects Samsung and insurers, giving families access to both protection and affordability. The early results are encouraging, and we look forward to broadening this service with leading insurers across the U.S.”
As the program is now publicly available for U.S. insurance companies to join, this could mark a significant shift in how homeowners interact with their insurance providers, blending technology and affordability in ways not previously possible.
For homeowners, this means a potential reduction in insurance expenses while benefiting from the peace of mind that comes with smart technology. As Samsung and HSB push forward with this innovative program, homeowners are urged to consider how their connected devices could make their homes safer and more cost-effective.
Stay tuned for more updates as this story develops and more states join the Smart Home Savings initiative.
